[ SUPPLEMENTAL HEALTH BENEFITS ]

Hospital indemnity insurance provides a hedge against the financial burden of a hospital stay. It pays a fixed, lump-sum daily benefit to help cover expenses resulting from a covered hospitalization. The benefit is paid directly to you and can be used to assist with medical bills or any other expenses you may have incurred while you were hospitalized. The benefit schedule specifies payment amounts for events, such as hospital admission and daily room and board.

Accident insurance provides financial assistance when you are injured as a result of a covered accident. It will pay a specified amount based on the benefit schedule designed to help assist you with unexpected out-of-pocket costs. The benefit schedule specifies payment amounts for events, such as hospitalization, emergency room treatments, surgery, coma, fractures, dislocations, burns, physical therapy, child sports related injuries, etc. This is coverage that can be elected for the entire family.

Critical Illness insurance helps assist in covering the costs associated with treating a critical illness, such as cancer, heart attack or stroke. This plan will provide a lump-sum payment directly to you, and can be used to assist with medical bills, cover travel expenses for loved ones, or cover other out-of-pocket expenses you may incur when you are battling a major illness.